Credit Check Alerts
When a past client starts shopping for a mortgage, you know, and can respond with a firm offer of credit. Available where permitted under applicable federal and state law and BNTouch's data provider agreements.
See it in action →Your Database Is Full of Loans You
Can't See Yet
New Loan Opportunity Mining watches your entire database: credit pulls, refinance signals, home-equity changes, and new MLS listings from your clients and partners. The moment a past client's situation changes, BNTouch tells you, with the context to act.
Past clients don't announce their next move.
They just take their next financing somewhere else. Rates move, homes get listed, a competitor pulls their credit. Each one is a loan in motion inside your own database, and without an engine watching for those signals, you find out after it closed with someone else. The fix isn't more discipline. It's automation pointed at your own database.
6 New Loan Opportunities Engines
Each engine watches a different signal across your database with follow up tools standing by.
Rate Refinance Miner
Watches your book against current rates and flags past clients who would now benefit from a refinance.
See it in action →Equity Alerts
BNTouch monitors past clients' property values and generates alerts based on current equity and the additional parameters you set.
See it in action →Strike Rate Alerts
Set the rate gap, loan type, and timing that matter to you; the alert fires during a borrower's crossroad.
See it in action →Just Listed Alerts
A past borrower lists their home, which means they need their next mortgage. You hear about it while the listing is fresh.
See it in action →Listed Alerts by Partner
When an agent in your network lists a property, the alert arrives the day it goes live, keeping you current on your network's activity and your conversations well timed.
See it in action →Get Automated Alerts to Your Inbox and CRM Dashboard
No reports to run, no lists to pull.
- Contact the borrower straight from the record, with their rate context and loan history on the same screen
- Act your way: call, text, email, launch a marketing campaign, or assign a task, right from the record
- Start a follow-up drip campaign when a call isn't the first move
- Daily alerts with real-time access to your alerts dashboard, so no opportunity is wasted
LIVE ALERT FEEDTODAY
Credit Pull Alert · Sarah M.Mortgage credit pulled · just now
Just Listed Alert · James T.Listed their home · 2h ago
Equity Alert · Maria L.Equity threshold reached · today
Set up once. Get new loan opportunities over and over again.
Connect your database
Sync your LOS, upload your lists, or set up a custom integration. Past clients, leads, and partners come into one database the engines watch.
Select Opportunity Engines
Select and tweak the engines to produce alerts that fit your business.
Get Alerts
Call, text, email, or launch a campaign right from the record. Every touch is saved to the borrower's record for you.
Calculate your ROI.
Put in your team's numbers and see what impact BNTouch Opportunity Mining can have on your business revenue.
Recapture rate = the share of your records that become a new loan in a year. Refinance-heavy books in volatile markets land higher.
6,040%ROI on your BNTouch investment$210,000New Revenue / year60Estimated new loans / year6,000Total records monitored
New Loan Opportunities Mining Q&A
Does every engine cost extra?
No. Most are included in your CRM subscription. What each plan covers is on the pricing page.
Is this only useful for refinances?
No. Rate and equity signals point at refinance business, but others are purchase: a partner listing alert fires when an agent in your network lists a property, and a Just Listed alert fires when a past borrower lists their own home - and a borrower who is selling needs their next mortgage.
How many alerts should I expect?
It depends on the engine and on the age and quality of your database. For credit check alerts, historical data shows between 5% and 10% alert rate. It is not a guaranteed result, but statistical data.
Can I run only some of the engines?
Yes. You pick which engines run and set the thresholds on each, so you can start with one, see what it surfaces, and add the others when you are ready.
What if my contact data is old?
Some engines handle an older database better than others. Schedule a live demo and we will talk through what yours would produce.
Make Your Book of Business Work for You
See the alert feed running on a live call, and get pricing for your exact setup.
Book a Live Demo